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The Real Personal Finance podcast (the "Podcast") is sponsored and hosted by Real Personal Finance LLC ("RFP"). The Podcast is intended solely to be general and educational in nature, and should not be construed as investment, financial planning, tax, legal, accounting, or other professional advice (collectively, “Professional Advice”). RPF expressly disclaims the provision of Professional Advice, and encourages listeners to seek independent professional advisor(s) of their own choosing before taking any action based on the Podcast. Stone Steps Financial LLC ("SSF") and Root Financial Partners LLC ("RFP") are separate and unaffiliated registered investment advisers that operate independently of the Podcast. Engagement with the Podcast does not create any client relationship with either SSF or RFP. 

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